Homeownership Production Programs

Nonprofits and government agencies bring affordable homeownership developments into the community through N.C. Housing Finance Agency programs that provide deferred, interest-free second mortgages, assist self-help organizations in building homes, and encourage high standards of

Homeownership Production Program

energy efficiency in home construction.

New Homes Loan Pool
Self-Help Loan Pool
SystemVision™ Energy Guarantee Program
IDA Loan Pool
Mortgages for First-Time Home Buyers

For Your First Home:

3.95%

for a 30-year, fixed-rate mortgage (90-day lock in) without NCHFA downpayment assistance.

More Interest Rates...

What's New @ NCHFA

State Foreclosure Help for Unemployed
If you have recently lost your job, the Home Protection Program may be able to help you keep your home.
Learn More...

Treasury Approves Foreclosure Prevention Plan

NC Affordable Housing Conf., Sept. 16-17

Properties for sale

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