What Does the North Carolina Housing Finance Agency Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income.
- Account balances and payment history.
- Credit History and credit scores.
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information; the reasons NCHFA chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does the Agency share? | Can you limit this sharing? |
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus, and conduct surveys |
Yes
|
No |
For our marketing purposes— to offer our products and services to you |
Yes |
No |
| For joint marketing with other financial companies | No | We don’t share |
For our affiliates’ everyday business purposes— information about your transactions and experiences |
No |
We don’t share |
For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call 919-877-5700 or toll free at 1-800-393-0988 or go to www.nchfa.com
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. NCHFA has no affiliates |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. NCHFA may share information with nonaffiliates such as financial service providers, mortgage lenders, servicers, and securities broker-dealers; non-financial companies, such as realty companies and housing counseling agencies; and nonprofit or partner organizations for the purposes of providing you assistance. However, NCHFA DOES NOT share your information with nonaffiliates so they can market to you. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. NCHFA doesn't jointly market |
| Other Important Information | |
| State Laws | North Carolina Law may provide you additional rights to limit sharing. |
