Are you looking to buy a home this year? The North Carolina Housing Finance Agency has the resources you need to make a home purchase this year and to help you become a successful long-term homeowner. Get the 411 on home buying 101 below!
Credit Score 101
Confused about your credit score? Confounded by your credit report? Learn what you need to know about your credit score and credit report, ways to improve your score and much more.
Down Payment 101
Do you have questions about the down payment required for a home purchase? Discover the ins and outs of the down payment with Down Payment 101.
NC Home Advantage MortgageTM 101
The NC Home Advantage Mortgage™ is a great way for qualified first-time and move-up home buyers to purchase a home they can afford. Learn the ins and outs of this great mortgage product with NC Home Advantage Mortgage™ 101.
NC Home Advantage Tax Credit 101
Can the Mortgage Credit Certificate really save qualified homeowners up to $2,000 annually on their taxes? It sure can! Learn all about this money saving tool with NC Home Advantage Tax Credit 101.
Mortgage Insurance 101
If you buy a home with less than 20% down, your lender will require that you pay mortgage insurance. Discover the facts about this monthly cost so you can make sound financial decisions.
After you buy your home, having homeowner's insurance is a necessary way to ensure that your largest investment stays protected. Learn what you need to know about homeowner's insurance policies.
Closing Costs 101
Are you perplexed by closing costs? Learn the basics of what you might need to pay and what else to expect at the closing table.
Learn the ins and outs of homeowners associations to help you decide if living with one is the right decision for you.